Terms and Conditions

General Terms and Conditions of Sale and Use

1. Preamble and Acceptance

These General Terms and Conditions of Sale and Use (hereinafter the “General Terms”) govern all the services offered by AR CONSULTING LLC, license number 2432294.01, operating under the trade name MBS CORPORATE SERVICES, whose license references are listed on the official website www.mbscorporateservices.com.

Any consultation, order, or use of the services, products, content, or information provided by MBS CORPORATE SERVICES constitutes full, complete, and unconditional acceptance of these General Terms by the client, the user, or any person acting on their behalf. This acceptance is binding as soon as the first act of collaboration occurs, whether formal, oral, or written, and whether or not it results in a quote or invoice.

The client expressly acknowledges having read and understood all the provisions below. In case of doubt or difficulty of interpretation, it is the client’s responsibility to request all necessary clarifications before any order validation or submission of documents, or to be assisted by a qualified professional (translator, lawyer, tax advisor).

2. Definitions

For the purposes of these General Terms, the following terms shall have the meaning set out below:

• “MBS CORPORATE SERVICES”: the brand operated by AR CONSULTING, including its subsidiaries, agents, service providers, or authorized representatives, directly or indirectly providing the services referred to in this document.
• “Company”: any legal entity (including but not limited to: commercial company, foundation, trust, holding, SPV) created, administered, or supported by MBS CORPORATE SERVICES on behalf of the Client.
• “Client”: any natural or legal person who has mandated MBS CORPORATE SERVICES or who benefits from its services, directly or through a third party.
• “Person designated by the Client”: any natural or legal person mandated or authorized by the Client to act on their behalf, notably as a director, shareholder, secretary, signatory, legal representative, or user of ancillary services.
• “Services”: all services offered by MBS CORPORATE SERVICES, including but not limited to: company incorporation, domiciliation, provision of nominee directors or shareholders, administrative management, banking assistance, accounting services, structuring advice, communication, domain hosting, or any other ancillary or related service.

3. Scope and Application

These General Terms apply to any business relationship, whether occasional or recurring, initiated by the Client with MBS CORPORATE SERVICES, whether or not such relationship is formalized by contract, purchase order, quote, or invoice.

The mere act of transmitting documents (e.g.: passport, proof of address), making a payment, or requesting information binds the user or client to the entirety of these General Terms, without requiring any signature.

In the event of a contradiction between these General Terms and a quote, correspondence, or a separate contractual document, these General Terms shall prevail, unless expressly stipulated otherwise in writing and signed by both parties.

4. Effective Date and Commencement of Services

The service is deemed engaged as soon as any supporting document or payment is received, notably a copy of a passport or an order form, or as soon as any preparatory action has been initiated by MBS CORPORATE SERVICES at the explicit request of the Client.

This step marks the irrevocable acceptance of the quote or order. No refund can be requested at this stage, except in exceptional cases accepted in writing at the sole discretion of MBS CORPORATE SERVICES.

Any voluntary interruption of the project by the Client or its representative shall result in full payment of the quoted amount, or failing that, compensatory fees calculated at 0.5% of the total amount including taxes per day of delay, from the date of refusal or withdrawal.

5. Limitation of Liability and Absence of Result Guarantee

MBS CORPORATE SERVICES acts under an obligation of means, not of result. No commitment shall be interpreted as a guarantee of obtaining a registration number, bank account opening, tax validation, or any other outcome dependent on third-party authorities.

The liability of MBS CORPORATE SERVICES is expressly limited, in all cases, to the amount of professional fees received for the concerned service, excluding any indirect, consequential, commercial, or financial damages, even if foreseeable.

The Client acknowledges being solely responsible for compliance with tax, social, regulatory, and commercial laws in the country of incorporation of the Company, as well as maintaining its compliance. MBS CORPORATE SERVICES cannot be held liable for any penalty, fine, or removal resulting from failure to monitor or inaccurate information provided by the Client.

MBS CORPORATE SERVICES does not in any way encourage the creation of structures or the opening of accounts for fraud, tax evasion, money laundering, sanction circumvention, or any other illegal activity.

The Client expressly declares that the purpose of the requested service is lawful and compliant with local and international regulations. The Client acknowledges being solely responsible for operations carried out in the name of the created company and guarantees the legality of the activities conducted by their entity.

6. Client Obligations and Accuracy of Information

The Client undertakes to provide MBS CORPORATE SERVICES with all truthful, accurate, up-to-date, and complete information, as well as the required documents within the communicated deadlines. These details condition the proper execution of the services, and any inaccuracy, omission, or delay is solely the Client’s responsibility.

The Client acknowledges that MBS CORPORATE SERVICES is not required to verify the accuracy or validity of the documents or statements provided. Any error in documents prepared by MBS CORPORATE SERVICES resulting from erroneous information provided by the Client shall not be subject to any claim.

In the event of a request from the competent authorities or banking/tax partners, the Client undertakes to promptly provide all additional documents or supporting evidence required to comply with regulatory obligations (KYC, AML, FATCA, CRS, etc.).

The Client agrees to cooperate fully and without delay with any request for documentation or information made by MBS CORPORATE SERVICES in the context of identity verification (KYC), anti-money laundering (AML), or any national or international regulatory requirement (FATCA, CRS, etc.).

Refusal to cooperate, repeated delays, or incomplete responses authorize MBS CORPORATE SERVICES to suspend, without notice, any ongoing or future service, and to inform the competent authorities if necessary.

7. Regulatory Compliance and Ongoing Responsibility

The Client remains, in all circumstances, solely responsible for the regulatory, accounting, tax, and legal compliance of the company provided to them, including after its incorporation. This responsibility includes, in particular, annual filings, tax declarations, financial reports, license renewals, and any other formalities with local or international authorities.

MBS CORPORATE SERVICES may inform the Client of their periodic obligations on an indicative basis, but assumes no responsibility for their actual fulfillment, unless a specific service contract has been agreed for that purpose.

Any failure to file, pay, or declare is the sole responsibility of the Client and can in no case be attributed to MBS CORPORATE SERVICES, even if it results in penalties, suspensions, or removals.

The Client is informed that tax, banking, and regulatory authorities may require tangible evidence demonstrating the economic, operational, and legal reality of the created company.

The Client undertakes to maintain and preserve all evidence relating to their company’s activity (contracts, invoices, business correspondence, website, active bank accounts, etc.) and to provide them upon request to MBS CORPORATE SERVICES or any competent authority.

8. Discretionary Right to Refuse or Withdraw Services

MBS CORPORATE SERVICES reserves the right, at any time and without justification, to refuse a request, interrupt an ongoing service, or withdraw its representatives (nominee directors, administrators, domiciliaries, etc.), in particular in the following cases:

• reasonable doubt about the legality or morality of the Client’s activity;
• non-payment of agreed services;
• inappropriate, aggressive, or threatening behavior towards the teams;
• identified risk to the reputation, compliance, or legal security of MBS CORPORATE SERVICES or its partners.

In such cases, the Client shall not be entitled to any refund and remains liable for amounts due for services already commenced, including fees related to the appointment of new representatives or transfer of the file to a third party.

9. Banking Introduction and No Guarantee of Outcome

When MBS CORPORATE SERVICES assists the Client in a banking introduction or account opening procedure (personal or professional), the Client expressly acknowledges that this service is limited to logistical and administrative support, with no obligation of result.

The effective opening of a bank account remains at the sole discretion of the partner bank, which may refuse a request without justification and may impose additional conditions, guarantees, or documents.

MBS CORPORATE SERVICES cannot be held responsible for:

• refusal to open an account;
• extended delays due to the bank;
• the Client’s behavior during meetings;
• lack of documents or sufficient solvency evidence.

Fees incurred for banking introductions are non-refundable, unless expressly decided otherwise in writing by MBS CORPORATE SERVICES management.

10. Automatic Renewal of Services and Termination Terms

Unless otherwise specified in a contract or special offer, all recurring services (domiciliation, secretary service, nominee, virtual office, accounting assistance, etc.) are automatically renewed for a period identical to the initial one, unless terminated in writing.

The Client may terminate services by sending written notification with acknowledgment of receipt at least 90 days before the due date, to the address indicated on the official website. Failure to meet this deadline results in automatic renewal of the service, and the Client remains liable for the corresponding fees.

MBS CORPORATE SERVICES reserves the right to suspend or terminate a service in case of non-compliance with these General Terms, non-payment, or serious breach by the Client of their obligations, without compensation or refund.

11. Confidentiality and Data Protection

MBS CORPORATE SERVICES undertakes to preserve the confidentiality of information transmitted by the Client within the scope of service performance, subject to legal and regulatory obligations (e.g.: reporting obligations, KYC/AML, official requests).

The data collected is used exclusively for the execution of requested services, administrative management, compliance with legal obligations, or transmission to competent authorities or duly authorized partners.

The Client acknowledges having read the privacy policy published on the official website and consents to the use of their data in accordance with it.

MBS CORPORATE SERVICES cannot be held responsible for disclosure of data required by law, by judicial order, or within the framework of cooperation with local or international regulatory or tax institutions.

The Client acknowledges and accepts that information transmitted within the scope of services may be confidentially and securely shared among AR CONSULTING group entities, including those located in other jurisdictions, solely for the purposes of contract execution, administrative support, or regulatory compliance.

No data will be transferred to third parties without contractual link or valid legal basis.

12. Force Majeure

Neither party shall be held liable for failure or delay in performing their contractual obligations resulting from a force majeure event, as defined by competent courts, including but not limited to: war, riot, acts of terrorism, natural disaster, pandemic, administrative blockage, widespread failure of communication networks or IT systems, strike, or interruption of services of local or foreign authorities.

During such an event, obligations are suspended, without any right to compensation. If the impediment continues beyond 90 days, each party may terminate the contract without indemnity or penalty.

13. Subcontracting and Partners

MBS CORPORATE SERVICES reserves the right to engage partners, service providers, or affiliated companies to perform all or part of the services offered. These third parties may include notaries, accountants, fiduciary agents, lawyers, IT providers, courier services, or banking service providers.

The Client expressly accepts that all or part of the services may be subcontracted, without prior notice, as long as such subcontracting is necessary for proper service delivery.

MBS CORPORATE SERVICES cannot be held liable for actions, omissions, or faults committed by independent third parties outside its direct authority, except in cases of proven gross negligence in the selection of such partners.

The Client agrees not to contact directly, without prior express written authorization from MBS CORPORATE SERVICES, any partner, service provider, or third party introduced during the service: bank, accounting firm, notary, digital service provider, etc.

Failure to comply with this obligation will result in fixed damages of €2,500 excluding VAT, without prejudice to further legal action.

14. Intellectual Property and Website Content

All elements appearing on the official MBS CORPORATE SERVICES website, including but not limited to: texts, logos, graphics, documents, videos, templates, files, and technical content, are protected by copyright, neighboring rights, trademarks, and intellectual property legislation.

No element may be copied, reproduced, distributed, modified, transmitted, or exploited in any form without prior written authorization from AR CONSULTING.

Any violation will result in the immediate suspension of services and may give rise to civil and criminal proceedings in accordance with applicable laws. The Client acknowledges that the use of documents and materials provided as part of services is strictly limited to internal or contractually defined use.

The trade name MBS CORPORATE SERVICES, any associated logo, as well as any address used for domiciliation, may not be used by the Client for communication, advertising, referencing, administrative filing, VAT registration, or commercial promotion without prior written authorization.

Unauthorized use will result in immediate suspension of services and may be subject to legal action for reputational damage or misuse of designation.

15. Applicable Law and Jurisdiction

These General Terms, as well as any relationship between the Client and MBS CORPORATE SERVICES, are governed and interpreted in accordance with the law applicable in the Emirate of Dubai (United Arab Emirates).

Any dispute relating to the performance, interpretation, or validity of these Terms shall fall under the exclusive jurisdiction of the civil courts of Dubai, unless otherwise provided by mandatory law.

The Client expressly acknowledges that any translated version of these Terms is for informational purposes only, and that the original French version prevails in the event of any discrepancy of interpretation.

16. Client Responsibility Towards Directors, Shareholders, and Mandatories

The Client certifies having obtained all legal agreements and prior consents from persons designated as directors, shareholders, signatories, legal representatives, or mandate holders within the services provided by MBS CORPORATE SERVICES.

The Client guarantees that each appointment or delegation has been made in compliance with applicable law and with the formal agreement of the person concerned. To this end, the Client undertakes to fully indemnify MBS CORPORATE SERVICES in the event of litigation, contestation, or claims brought by such persons, including for acts occurring after their replacement or resignation.

No liability may be attributed to MBS CORPORATE SERVICES for failing to verify or validate designated persons, insofar as such persons were presented or approved by the Client.

17. Execution Deadlines – No Guarantee of Indicative Timelines

The deadlines announced for the execution of services, whether listed on the website, in quotes, by email, or in any other communication, are purely indicative and shall not constitute any binding contractual commitment.

Deadlines depend on many external factors: Client availability, response times of authorities, changes in local rules, logistical delays, banking requirements, regulatory checks, etc.

MBS CORPORATE SERVICES will use all reasonable means to respect the communicated deadlines, but cannot be held responsible for any delay, except in cases of gross negligence or manifest fault directly attributable to its teams.

18. Applicable Language and Hierarchy of Versions

These General Terms are written in French, which constitutes the reference version. If a translated version (in English or another language) is provided, it is for informational purposes only.

In the event of contradiction, divergence of interpretation, or inconsistency between versions, the French version shall prevail and be binding, both internally and in the event of litigation before an administrative, tax, or judicial authority.

19. Client’s Duty of Verification and Diligence

The Client acknowledges that it is their responsibility to carefully verify all documents produced or transmitted by MBS CORPORATE SERVICES before any use or submission to a local or foreign authority.

The Client remains responsible for:

• the accuracy of information provided;
• the consistency of statutes, acts, and forms;
• the compliance of names, addresses, dates, and amounts;
• any declaration made to third parties based on the transmitted documents.

No claim shall be accepted if the Client has validated, used, or transmitted a document without prior verification, except in cases of manifest error attributable to MBS CORPORATE SERVICES.

20. Notifications, Communications, and Proof of Exchanges

Any official communication between the parties must be made in writing (email, registered letter, letter with acknowledgment of receipt, or traceable messaging service).

Electronic exchanges (emails, secure platforms, online forms) are deemed to have the same value as paper correspondence, unless proven otherwise. They may be used as evidence in the event of a dispute.

The Client undertakes to provide and maintain a valid email address and functional phone number, failing which notifications shall be considered validly made upon being sent to the last known address.

21. Ownership of Services and Condition Precedent to Transfer

As long as the full amounts due for a service have not been paid, all services rendered, documents provided, and companies incorporated remain the exclusive property of MBS CORPORATE SERVICES, even if the Client has already partially benefited from them.

This includes, without limitation: certificates of incorporation, statutes, registers, access to bank accounts, electronic identifiers, access to digital services, or any legal or commercial documentation prepared.

Transfer of ownership, management, or effective control of the company will only occur after full payment of the agreed fees. MBS CORPORATE SERVICES reserves the right to suspend, block, or revoke any access in the event of non-payment, without prior notice.

22. Invoicing, Quotes, and Financial Terms

All prices are indicated in euros or in the currency specified in the quote or pro forma invoice. Unless otherwise stated, prices are net, excluding taxes, and may be subject to VAT depending on the jurisdiction and the client’s status.

Once accepted (by signature, partial payment, or start of collaboration), the quote constitutes a binding commitment by the Client. Any additional service requested shall be subject to a supplementary quote.

Invoices are payable upon receipt, unless otherwise stated in writing. Any late payment will automatically result in penalties of 0.5% per day of delay (of the gross amount, including tax), with a minimum flat fee of €150.

Any abusive payment dispute (“chargeback”) made without legitimate justification to a payment provider (credit card, PayPal, etc.), after partial or total delivery of the service, exposes the Client to:

• immediate suspension of services;
• invoicing of a compensatory flat fee of 15% of the disputed amount (minimum €350 excluding VAT);
• initiation of legal proceedings for recovery and compensation of the damages incurred.

MBS CORPORATE SERVICES reserves the right to notify banking partners or competent institutions in cases of manifest abuse.

23. Non-Payment – Protective Measures

In the event of non-payment of an invoice by its due date, MBS CORPORATE SERVICES reserves the right, without further notice, to:

• temporarily or permanently suspend all or part of ongoing services;
• block access to associated documents, platforms, or accounts;
• withdraw or revoke any nominee, domiciliation, or representative;
• initiate recovery proceedings, with the related costs (lawyer, bailiff, etc.) charged to the Client.

In cases of serious or repeated default, MBS CORPORATE SERVICES may unilaterally terminate the contractual relationship, without indemnity or refund to the Client.

24. Right to Suspend or Interrupt Services

MBS CORPORATE SERVICES may immediately suspend an ongoing service, or refuse its continuation, in the following cases:

• identified risk to compliance (AML/CFT, sanctions, tax obligations);
• disrespectful, threatening, or defamatory behavior by the Client;
• provision of manifestly false or fraudulent information;
• misuse or illegal use of services provided.

Suspension does not entitle the Client to any refund. It may be lifted at the sole discretion of MBS CORPORATE SERVICES, after rectification by the Client or proof of compliance.

25. Termination for Serious Breach

Without prejudice to other clauses, MBS CORPORATE SERVICES may immediately and automatically terminate any contractual relationship with a Client, without notice or indemnity, in the event of:

• substantial or repeated breach of the Client’s obligations;
• persistent non-payment beyond 30 days after formal notice;
• involvement of the Client in prohibited or suspicious activities;
• non-cooperation in due diligence or verification procedures.

In the event of termination, all invoiced amounts become immediately payable, and no documents shall be released until all outstanding sums are fully settled.

26. Partial Validity – Severability

If any provision of these General Terms is declared null, invalid, or unenforceable, in whole or in part, under any law, regulation, or final judicial decision of a competent jurisdiction, such provision shall be deemed severed from the rest of the Terms.

The validity, legality, or enforceability of the other provisions shall not be affected, and they shall remain fully binding between the parties.

Where possible, the invalidated clause shall be replaced by an equivalent provision reflecting the initial intent of the parties.

27. Non-Waiver

Failure by MBS CORPORATE SERVICES to invoke a breach by the Client of any obligation under these Terms, or to exercise a right granted to it, shall not be interpreted as a waiver of its right to enforce it later.

No tolerance, even repeated, shall constitute a waiver or modification of the rights and obligations of the parties.

28. Entire Agreement

These General Terms constitute the entire agreement between the Client and MBS CORPORATE SERVICES and replace all prior agreements, correspondence, discussions, or commitments, whether written or oral, relating to the same subject.

Any derogation or modification of these Terms must be made in writing, signed by an authorized representative of both parties.

29. Update of Term

MBS CORPORATE SERVICES reserves the right to modify these Terms at any time and without notice, in particular to comply with changes in applicable legislation, service offerings, or internal procedures.

The version in force is the one available on the official website www.mbscorporateservices.com at the date of consultation or Client’s order. It is the Client’s responsibility to regularly check the applicable terms.

In the event of a substantial modification, a notification may be sent to the email address provided by the Client, for information purposes.

30. Effective Date and Duration

These General Terms are applicable as soon as they are published on the official website and take effect immediately for any new user, and after a period of 7 days for existing clients.

They remain applicable throughout the contractual relationship between the Client and MBS CORPORATE SERVICES, and until their replacement or express termination under the conditions provided herein.